Chapter 16 of 24

Statement & Argument

Distinguishing strong, relevant arguments from weak or irrelevant ones for a given course of action or policy statement.

📖 ~7 min read 🧩 Banking Reasoning & Puzzles

Introduction

Statement & Argument questions present a debatable statement (usually a policy or "should" question) followed by two arguments — "for" or "against." You judge whether each argument is strong (relevant and substantially impactful) or weak (superficial, irrelevant, or based on a minor/isolated point).

Criteria for a Strong Argument

  • Directly relevant to the statement's core issue.
  • Points to a significant, wide-reaching consequence — not a minor or one-off detail.
  • Practical and realistic, not based on extreme or unlikely scenarios.
  • Doesn't just restate the statement's premise in different words.
Q. Statement: "Should all bank branches switch to fully digital, cashless service counters?"
Argument I: Yes, it would significantly reduce operational costs and processing time for routine transactions.
Argument II: No, some elderly and rural customers are not comfortable with digital-only banking and may be excluded from essential services.
Argument I is strong — it points to a substantial, general benefit (cost and time savings) relevant to the whole banking system. Argument II is also strong — it raises a significant and widespread concern (financial exclusion of vulnerable groups), not a minor or isolated issue. Answer: Both arguments are strong.
⚠️ Key Insight: An argument based on an extreme, rare, or overly narrow scenario (e.g., "No, because one customer in one branch complained") is weak — strong arguments must reflect a broad, generally applicable concern or benefit.
💡 Exam Tip: Both arguments for and against a statement can be strong at the same time — this isn't a contradiction; it reflects that the underlying issue is genuinely debatable from multiple angles.
Practice Focus: Testing relevance and significance of each argument · Rejecting narrow or extreme-scenario arguments · Recognising when both "for" and "against" arguments can independently be strong.

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