Chapter 19 of 24

Course of Action

Judging whether a proposed action is a practical, follow-up step to a described problem — a chapter about feasibility, not opinion.

📖 ~7 min read 🧩 Banking Reasoning & Puzzles

Introduction

A course of action is a step, plan, or policy that follows a stated problem or situation. You judge whether the proposed action(s) are a reasonable, practical, and directly relevant response — not whether they're the "best" or only conceivable solution.

Criteria for a Valid Course of Action

  • It must directly address the problem described — not a vague or tangential response.
  • It must be practically implementable, not requiring unrealistic resources or authority.
  • It should be a reasonable next step given the situation, even if not the single best possible option.
  • Reject actions that treat only symptoms while ignoring the actual root problem stated.
Q. Statement: "A significant number of loan applicants in a particular branch have been submitting incomplete documentation, delaying loan approvals."
Course of Action I: The branch should introduce a document checklist to be handed to every applicant at the time of application.
Course of Action II: The bank should stop processing loan applications from that branch entirely.
Course of Action I directly and practically addresses the root cause (incomplete documentation) by proactively preventing it → follows. Course of Action II is an extreme, disproportionate response that doesn't solve the actual documentation problem and would harm legitimate applicants too → does not follow.
⚠️ Key Insight: An extreme action (completely stopping a service, banning an entire group) is almost always a weak course of action unless the statement specifically justifies that severity — moderate, targeted actions are usually the stronger answer.
Practice Focus: Testing direct relevance to the stated problem · Rejecting disproportionate or extreme actions · Identifying practical, implementable next steps.

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