Solving Approach
- List every criterion as a separate, numbered condition before looking at the candidate's data
- Check the candidate against each condition in order — don't skip ahead
- Note exception clauses separately — they usually override the general rule
💡 Example: Eligibility needs age 21-58 and income >₹3,00,000, with a co-applicant required if income is ₹3-4 lakh. A 35-year-old with ₹3.5 lakh income and no co-applicant fails the third condition despite passing the first two.
⚠️ Passing the general conditions doesn't guarantee approval if a specific conditional clause still applies.